Now live on web. Native apps coming soon.

Anakin
Pays You Back.

Every time you spend in the Anakin ecosystem, Anakin puts money back in your pocket. Spend. Earn. Spend less. That's Anakin.

GET IT ON Google Play Coming to Google Play
Download on the App Store Coming to App Store
Anakin wallet home screen

Your money should
work harder than that.

Billions of naira move through the economy every day. For every transaction, the bank, the processor, and the merchant all earn from the movement of that money. The customer gets their product, their service, their receipt — and that's where their money stops working for them. We are a Nigerian company, built in Abuja, and we believe your money should work harder than that. Anakin extends the runway of every naira you spend. On every transaction, Anakin pays Credits directly into your account — automatically, instantly, yours to spend anywhere in the ecosystem. For Prime members, Credits Advance adds a revolving, interest-free credit line unlocked by consistent use of the platform, with no application and no paperwork required.

Read the full story →
48hrs
Transaction window that keeps your streak alive
0%
Interest on Credits Advance
₦1,000
Credits earned when you refer a friend

One platform.
Everything you need.

Anakin is a closed-loop ecosystem built for the way Africa moves. Fund your wallet. Transact everywhere. Earn Credits on everything. The more you use it, the more it pays you back.

💳
AnakinPay
Your Anakin wallet. Fund it from your bank, spend it everywhere in the ecosystem. Simple, fast, yours.
💰
Anakin Credits
Money Anakin pays back to you. Earns automatically on every transaction. Spends like cash inside the ecosystem.
Credits Advance
Your future Credits, available now. No interest. No repayments. Anakin pays you in advance — it dissolves as you earn.
🔐
AnakinID
One-time identity verification. BVN + NIN for Nigerians. International Passport for foreign nationals. Done once, done forever.
ANAKIN
AnakinPay
Credits
Network
AnakinID

From sign-up to
getting paid back.

Four steps. That's all it takes to start earning Credits on everything you spend.

Sign up and verify identity screen
01
Create your account
Visit the Anakin portal, sign up, and verify your identity with your BVN and NIN. Takes less than 3 minutes. Done once, done forever.
Fund your wallet screen
02
Fund your wallet
Transfer from your bank account directly into your Anakin wallet. Your money is yours — return it any time. No lock-in, no minimum.
Spend at the network screen
03
Spend at the Network
Use your Anakin wallet at any merchant on the Anakin Network — fuel stations, supermarkets, restaurants, pharmacies, and more.
Credits earned confirmation screen
04
Anakin pays you back
Credits land in your account instantly after every transaction. Spend them, stack them, or let them grow. They never expire — they're yours.

This is what
paying you back looks like.

Credits feel like money. They look like money. They spend like money. The only difference is — Anakin earns them for you.

01
You spend anywhere in the Anakin Network
Fuel. Groceries. Airtime. Food. Fashion. Healthcare. Every qualifying transaction counts.
02
Anakin pays you back in Credits
Automatically. Instantly. Every single time. No forms, no requests, no waiting.
03
Your Credits, your call
Spend them now to pay less. Stack them up for something big. They don't expire. They're yours.
Every transaction, in real terms
You spend
₦5,000
Anakin pays back
C850

Spend them now. Stack them up.
Your Credits, your call — they never expire.

💸 Use at checkout
or
📈 Accumulate for later
or
⚡ Get them in advance

The longer you stay,
the more you get.

Three tiers. No applications. No forms. Just use Anakin — and the platform upgrades you automatically as your streak grows.

🌱
Standard
From your first transaction
Welcome to Anakin. Your wallet is active, Credits are flowing, and you're already earning on every transaction. Everything you need, from day one.
AnakinPay Wallet Credits Accrual 1× Earning Rate
🔥
Prime
Day 30 — 30-day streak
This is where Anakin's full power kicks in. Hit 30 consecutive days of transactions and Credits Advance unlocks — Anakin starts paying you before you've even earned it. Your earning rate jumps to 1.25×. Keep the streak alive and keep the benefits.
All Standard features Credits Advance ⚡ 1.25× Earning Rate
Learn how Credits Advance works →
💎
Prime Plus
Day 90 — 90-day streak
The maximum tier. Your Credits Advance limit doubles — up to 30% of your 30-day spending volume instead of 15%. Your earning rate climbs to 1.625×. You got here by showing up every day. Anakin rewards that.
All Prime features Extended Advance Limit 1.625× Earning Rate
Learn how Credits Advance works →

Thousands of places
to earn Credits.

Fuel stations. Supermarkets. Restaurants. Pharmacies. Fashion. Healthcare. Vehicles. The Anakin Network is being built across every category that matters to your daily life.

Building across everything that matters to your daily life.
⛽ Fuel & Energy 🛒 Supermarkets 🍔 Restaurants 💊 Pharmacies ✈️ Flights 🏠 Housing 📱 Telecoms ⛽ Fuel & Energy 🛒 Supermarkets 🍔 Restaurants 💊 Pharmacies ✈️ Flights 🏠 Housing 📱 Telecoms
🚗 Vehicles 👗 Fashion 🏫 Education 🛡️ Insurance 💈 Beauty 🔧 Auto Repair 🏥 Healthcare 🚗 Vehicles 👗 Fashion 🏫 Education 🛡️ Insurance 💈 Beauty 🔧 Auto Repair 🏥 Healthcare
🚌 Transport 🏨 Hotels 📺 Electronics 🌾 Agriculture 🔨 Hardware 🎬 Entertainment 🐾 Pets 🚌 Transport 🏨 Hotels 📺 Electronics 🌾 Agriculture 🔨 Hardware 🎬 Entertainment 🐾 Pets
🇳🇬
Nigerian Law
Governed by the Federal Republic of Nigeria. Built for this market.
🔐
NDPR Compliant
Your data is yours. We comply with Nigerian Data Protection Regulation.
BVN & NIN Verified
Every account is identity-verified. The ecosystem is safe for everyone.
💸
Your Balance is Yours
Unspent funds can be returned to your bank at any time. No lock-in.

Bring a friend.
Both of you win.

Share your Anakin referral code with anyone. When they sign up and complete their first transaction, you both receive ₦1,000 in Anakin Credits — automatically.

₦1,000
You earn in Credits
₦1,000
Your friend earns in Credits
Get Your Referral Code

Your unique referral code is in the app under Profile → Refer & Earn.

Start earning.
Open the app.

Anakin is live. Sign up, fund your wallet, and start earning Credits on your very first transaction. Every person who participates from the beginning is part of what this becomes — and Anakin is building toward a future where that participation is recognised as a stake in what we've built together.